Refinance or Buy & Save!
Auto Purchase & Refinance Promo
3.99% APR* for Up to 36 months
4.25% APR* for 37 to 60 Months
4.99% APR* for 61 to 84 Months
Direct Deposit/Payroll Deduction Special Bonus: Qualifying members with Direct Deposit or Payroll Deduction to their CCCCU account will receive an additional 0.25% discount off the Auto rates shown above and No Payments for the first 90 days.
Promotional Terms and Requirements:
- Vehicle Year: 2020 or newer
- Loan-To-Value (LTV): Must be less than 80.00% or Must purchase GAP Insurance.
- Loan Amount: Must be greater than $15,000 (For loan terms greater than 37 months).
- All Applicants FICO Scores: Must be 650 or higher.
- Members must be a Mobile app and E-Statement User.
- No Cash Out Refinance.
- No other loan rate discounts will apply.
- The refinancing of current outstanding CCCCU loans are prohibited
*APR=Annual Percentage Rate. Loans are approved based on creditworthiness, Loan-To-Value, and other qualifications. The refinancing of current outstanding CCCCU loans are prohibited. For every $1,000 borrowed for 36 months at 3.99% APR, the monthly payment is $29.52. For every $1,000 borrowed for 60 months at 4.25% APR, the monthly payment is $18.53. For every $1,000 borrowed for 84 months at 4.99% APR, the monthly payment is $14.13. Your rate may be higher if the promotional terms and requirements are not met. Offer expires 06/30/2025.